Terms and Conditions

Terms of Service

These terms and conditions govern your use of miravelonix.com and our financial planning subscription services. By accessing our website or subscribing to our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. Your continued use constitutes acceptance of any updates or modifications.

Definitions

For the purpose of these terms, the following definitions apply:

  • "Service" refers to our financial planning subscription service and website
  • "User" or "You" refers to any person accessing or using our service
  • "Content" includes all information, text, graphics, and materials on our website
  • "Agreement" refers to these terms and conditions as updated from time to time

Service Usage Rules

Your use of our service is subject to the following conditions:

Permitted Uses

  • Accessing our website and using our services for legitimate financial planning purposes
  • Participating in consultations and following guidance provided by our consultants
  • Sharing relevant financial information necessary for effective service delivery

Prohibited Uses

  • Using our service for any illegal or unauthorised purpose
  • Attempting to interfere with or disrupt our website or services
  • Sharing login credentials or allowing unauthorised access to your account
  • Reproducing, distributing, or commercially exploiting our proprietary content

User Responsibilities

As a user of our service, you agree to:

  • Provide accurate and complete information during registration and consultations
  • Maintain the confidentiality and security of your account credentials
  • Notify us promptly of any changes to your contact or financial information
  • Use our service in accordance with these terms and applicable laws

Intellectual Property Rights

All content, trademarks, and intellectual property on our website remain the exclusive property of miravelonix.com and are protected by copyright and other intellectual property laws.

We grant you a limited, non-exclusive license to access and use our service for personal, non-commercial purposes only.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

Payment and Subscription Terms

Your subscription to our service is subject to the following payment terms:

  • Monthly subscription fee of $250 AUD, charged in advance on your billing date
  • All fees are inclusive of applicable GST and payment processing charges
  • Failed payments may result in service suspension until payment is successfully processed

Service Termination

Either party may terminate this agreement under the following conditions:

You may cancel your subscription at any time with 30 days written notice

We may terminate your access for breach of these terms or non-payment of fees

Limitation of Liability

To the fullest extent permitted by law, miravelonix.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service.

Our total liability for any claims shall not exceed the amount you have paid for our service in the 12 months preceding the claim.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently:

Internal Resolution

We encourage you to contact us directly to resolve any concerns before pursuing external dispute resolution options.

Unresolved disputes may be referred to binding arbitration under Australian commercial arbitration rules

External Resolution

You may also have access to external dispute resolution through industry ombudsman schemes or consumer protection agencies.

Australian Financial Complaints Authority (AFCA)

Indemnification

You agree to indemnify and hold harmless miravelonix.com from any claims, damages, or expenses arising from your use of our service or violation of these terms.

Privacy and Data Protection

Your privacy is important to us. Our privacy policy, which is incorporated into these terms by reference, explains how we collect, use, and protect your personal information.

We implement appropriate technical and organisational security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction.

Terms Modifications

We reserve the right to modify these terms at any time. Updated terms will be posted on our website and become effective immediately upon posting.

We will notify users of significant changes through email or prominent website notices where practical.

Governing Law

These terms are governed by the laws of Australia, and any legal proceedings shall be subject to the jurisdiction of Australian courts.

You consent to the exclusive jurisdiction of courts located in Melbourne, Victoria for any legal disputes.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our privacy policy and any other referenced policies, constitute the entire agreement between you and miravelonix.com regarding your use of our service.

Terms Contact Information

For questions about these terms and conditions, please contact us:

Email: contact@miravelonix.com

Phone: +61-690-123-060

Address: Level 15, 123 Collins Street, Melbourne VIC 3000

Last Updated: September 27, 2025